:
Mortgage
12 - .

- - .

, .

, .

"" - 13 11.5%. 13% 12.5% 40% - 11.5%.

The second way - a rate binding under the credit to any market indicator. the floating or flexible rate under the credit became one of last novelties. it changes depending on an index indicator. is an average index rate on which banks occupy means each other in the interbank market. libor changes depending on market conditions. the floating rate on a mortgage develops from libor plus the rate appointed bank. therefore the libor it is less, the the general rate on a mortgage loan more low ".
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- - LIBOR .

Mortgage , 5 .